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THE AI COMPANION BUYER'S GUIDEINDEPENDENT COMPARISONS FOR ADULTS 18+
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THE BUYER'S REVIEW / SECRETS AI

Secrets AI.

Secrets AI offers 20 free messages daily, paid unlimited messaging and a well-documented Moments system for images, video and calls.

DETAILS CHECKED 2026-11-02FEATURES / COSTS / LIMITATIONS
Secrets AI product interface
GOOD FIT FORBudgetable chat, standard media and configurable memory
BIGGEST TRADEOFFVideo generation can rapidly consume monthly Moments
01 / INSIDE THE PRODUCT

What you need to know.

What makes Secrets AI different

Secrets AI combines an ongoing companion chat with generated photos, video clips, audio calls, editable characters and an internal currency called Moments. It is best understood as two products sharing an account: ongoing conversation, and pay-per-action creative tools. That division is fundamental to deciding whether a membership is good value.

According to its published subscription guide, free visitors can exchange 20 messages per day using basic chat modes. Premium and Ultimate remove the ordinary daily messaging limit. They also change which chat modes, context and memory tools are available, rather than merely increasing a number on a price tag.

For a reader primarily interested in maintaining one conversation, premium memory and long-form chat controls deserve more attention than the video generator. For a visual creator, the included Moments and the actual cost of each selected model are usually the deciding figures.

Membership tiers: free, Premium and Ultimate

The provider lists Premium at $19.99 monthly or $109.99 paid annually. The annual figure is approximately $9.17 per month as an equivalent; the payment is $109.99 for the year. Premium includes 8,000 Moments deposited each month and unlimited messaging. Its enhanced memory tools and Lorebooks may be more relevant than generating pictures for someone interested in an evolving character relationship.

Ultimate costs $39.99 monthly or $319.99 paid annually in the published subscription guide. Its monthly allotment rises to 15,000 Moments. Ultimate also adds more advanced memory/context access, proactive messages, group chats, personas and deeper character editing. Those extras make sense for someone managing multiple characters or longer story worlds; they are harder to justify for a light one-to-one chat user.

The official documentation warns that promotions can discount the first billing period only. A first-payment discount and the recurring renewal price are two different numbers. Keep the original checkout receipt and the subscription renewal terms together.

How many images, videos and calls do 8,000 Moments buy?

Current Secrets documentation prices a standard Premium image at 50 Moments. A Classic five-second video is listed at 600 Moments, while the Basic video model can start at 320 and other models can exceed 1,000. The current audio-call schedule lists 50 Moments per minute. These are settings-specific costs, not a promise that every picture, video or call uses the same rate.

A useful mixed Premium-month scenario is 40 standard images, five Classic videos and 30 minutes of calls. The arithmetic is 40 × 50 + 5 × 600 + 30 × 50 = 6,500 Moments. That fits within an 8,000-Moment grant with 1,500 left for other actions. Double the videos to ten and the same pattern costs 9,500 Moments, exceeding the grant by 1,500. Neither example includes higher-priced formats or optional add-ons.

An Ultimate plan is not automatically more cost-effective just because it contains 15,000 Moments. If your monthly usage comfortably fits 8,000, the additional subscription charge buys options you may never touch. Conversely, regular video production can consume a lower-tier grant quickly, making the choice between plan upgrades and top-ups worth considering.

The distinction between subscription grants and bought Moments

The provider distinguishes monthly membership grants from purchased top-ups. Unused subscription grants reset at the next grant date, while purchased Moments do not expire under the published rules. Premium subscribers receive a 10% bonus on purchased Moments, and Ultimate subscribers receive 15%. This is important when deciding whether to buy a large top-up near your renewal date.

The published help documentation does not provide a stable, comprehensive cash price for every bundle to insert into a universal calculator. Our cost tool can compute the Moment requirement and flag a shortfall without guessing the price of a top-up. It would be misleading to treat those extra 1,500 Moments as free.

Free accounts cannot buy Moments according to the subscription guide; a paid tier is required for Moments purchases. For someone who just wants free chat, the 20-message daily limit is more pertinent than media bundle economics.

Memory, personas and long-term conversation

Secrets makes a useful distinction between a character remembering facts and the account-level persona used to represent you. Premium supports more advanced memory and Lorebooks; Ultimate adds personas and the ability to participate in group chats with multiple companions. Those are practical differences for roleplay stories with recurring characters, not cosmetic label changes.

If continuity matters, consider whether you can review a saved memory and remove inaccurate details. For long-running creative stories, a structured Lorebook can help maintain a shared setting. Readers seeking very fine-grained control over a single companion should also compare Kindroid and Nomi before deciding.

Privacy, payments and cancellation

Secrets says card statements identify its billing entity as S LABS INC. That is a statement-descriptor detail, not a guarantee about how all banks classify the purchase. The site publishes a cancellation route and states plans can be cancelled; prepaid annual commitments should still be evaluated as upfront purchases rather than month-by-month trials.

The account contains potentially sensitive chat history and generated media. Avoid sharing identifiers, financial details or other information you would not want retained by an online provider. A private account interface does not establish end-to-end encryption or independent security certification.

If you are choosing between Secrets and OurDream, compare a fixed basket of image and video actions using each service’s actual published currency costs. If you are choosing between Secrets and Replika, the more useful dividing line is whether you value creative media and elaborate roleplay tools or an avatar-centered companion experience.

Bottom line

Secrets AI is a particularly transparent choice for someone who wants to budget standard image, video and audio actions in advance. Premium makes sense when unlimited chat and moderate Moments usage are sufficient; Ultimate is aimed at heavy creation, multiple personas and advanced memory. The key number is your expected Moment consumption, not the promotional monthly-equivalent headline.

Frequently asked questions

Is Secrets AI usable free?

Yes. Its official free tier allows 20 messages a day, but does not grant the same premium media spending and memory features as paid membership.

How many Moments are in Premium?

The current published subscription guide lists 8,000 Moments per month for Premium and 15,000 for Ultimate.

Do unused Moments carry over?

Monthly subscription grants reset; separately purchased top-up Moments are described as non-expiring.

Does Secrets charge for voice calls?

Yes. Its current Moments documentation lists audio calls at 50 Moments per minute. A previous quickstart example used a different figure, so check the rate displayed for the selected action.

Sources and provider terms

Source information checked 2026-11-02. Product terms and checkout offers may vary by location.

02 / A CLOSER LOOK

The interface.

03 / THE FEATURE SHEET

What it offers.

CAPABILITYAVAILABILITY
Text chatAvailable
Persistent memoryAvailable
AI imagesDepends on plan
AI videoDepends on plan
Voice conversationsDepends on plan
Character customizationAvailable
Free accessAvailable
RoleplayAvailable
04 / BEYOND THE SUBSCRIPTION

What actions cost.

Published virtual-currency charges for standard actions. These are not cash prices, and allowances can vary by plan.

ACTIONVIRTUAL CURRENCY
Image generationone standard Premium image50 Moments
Video generationone Classic five-second video600 Moments
Voice callsone minute of audio calling50 Moments

Premium and Ultimate have tier-specific monthly grants. Only standard 50-Moment image, Classic five-second 600-Moment video, and 50-Moment/minute audio call are modeled. Grants reset monthly; purchased Moments do not expire.

Official usage details ↗ · 2026-11-02

05 / THE PAYMENT

Plans & pricing.

PLANPAID UPFRONTTERMCREDITS / MONTH
Premium monthly (USD regular)USD 19.991 mo.Price source ↗8,000 Moments
Premium annual (USD upfront)USD 109.9912 mo.Price source ↗8,000 Moments
Ultimate monthly (USD regular)USD 39.991 mo.Price source ↗15,000 Moments
Ultimate annual (USD upfront)USD 319.9912 mo.Price source ↗15,000 Moments

Prices are dated snapshots. Promotions, local taxes, renewal conditions and checkout amounts can differ.

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